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Payment Gateway

Itaú — Credit Card & PIX (Brazil)

Brazilian bank Itaú's Developer API — credit card tokenisation and instant PIX payments for Brazil's booming EV market.

The Problem

Why does this extension exist?

Itaú is one of Brazil's largest banks with over 55 million customers. The Itaú Developer API provides card tokenisation and PIX payments — the same infrastructure millions of Brazilians use daily for banking. Without the Itaú extension, Brazilian CPOs and eMSPs miss the most bank-trusted payment experience in the country.

The Solution

What you get

  • Credit card tokenisation via Itaú Developer API — Visa, Mastercard stored securely without PCI-DSS scope
  • PIX instant payments — generate PIX charges, confirm in under 10 seconds, session starts immediately
  • OAuth2 authentication — Client ID and Client Secret from the Itaú Developer Portal
  • mTLS certificate support — optional PEM client certificate for Itaú production environment
  • Merchant PIX key configuration — CPF, CNPJ, phone, email, or random key
  • Soft descriptor — control what appears on drivers' card statements (max 22 characters)
  • Sandbox and production environments — test end-to-end before going live
🎯 Who is this for?

CPOs and eMSPs operating in Brazil who want Itaú's trusted banking infrastructure for card and PIX payments.

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🔌 Modular by design

Enable or disable per tenant. Pay only for what you use. All marketplace integrate seamlessly.

Key Capabilities

Everything included

PIX Instant Payments

Generate PIX charges via the Itaú Developer API. Drivers pay with any Brazilian banking app — confirmation in under 10 seconds, charging starts immediately.

Card Tokenisation

Tokenise credit cards securely. Visa and Mastercard stored via Itaú — no raw card data on your servers, PCI-DSS scope reduced.

OAuth2 Security

Standard OAuth2 flow with Client ID and Client Secret. Token auto-refresh handled transparently by the extension.

mTLS Production Auth

Upload a PEM-encoded client certificate and private key for Itaú's production mTLS requirement — required by Itaú in live environments.

Soft Descriptor

Control what appears on the cardholder's statement. Show your brand, station name, or location — not a generic processor reference.

Sandbox Testing

Full sandbox environment from the Itaú Developer Portal. Test complete payment flows — card, PIX, webhooks — before going live.

Use Cases

See it in action

How operators in Brazil use this extension to provide a seamless local payment experience.

Driver pays with PIX at a shopping centre charger
A driver parks at a São Paulo shopping centre EV charger. They scan the PIX QR code with their Itaú app, confirm R$30. The charger starts in 8 seconds. No foreign payment processor, no app to download.
Fleet manager adds tokenised cards for 20 drivers
A logistics company adds 20 drivers to their OASIS HUB fleet account with tokenised Itaú cards. All sessions are billed automatically with monthly reconciliation via the Itaú settlement API.
CPO goes live in sandbox then promotes to production
A new CPO tests the full Itaú integration in sandbox mode — cards, PIX, webhooks. When ready, they upload their mTLS certificate, switch to production, and go live with zero downtime.
Simulated Case Study

São Paulo CPO processes 800 PIX payments per month with 99.5% success rate

A São Paulo CPO integrated Itaú after drivers complained about unfamiliar payment processors. With Itaú's trusted banking brand, payment conversion rate increased from 71% to 94%. Drivers recognised the Itaú interface and paid without hesitation. PIX accounted for 60% of transactions within 60 days.

94%
Payment conversion rate
800+
PIX payments/month
8 sec
Average PIX time
60%
Transactions via PIX

Ready to accept Itaú cards and PIX in Brazil?

Talk to our team and see this extension in action with a personalised demo.