Sicoob — Pix & Boleto (Brazil)

Why does this extension exist?

Sicoob is Brazil's largest financial cooperative — member-owned, and present in interior towns the big retail banks never opened branches in. Its Developers portal publishes Pix Recebimentos and Cobrança Bancária, the two ways Brazilians actually pay. Without this extension an operator that already banks with Sicoob has to push charging revenue through an outside processor and wait for it to be handed on, instead of being paid into the account it already reconciles.

What you get

• Pix instant payments — a QR code the driver scans in any Brazilian banking app, confirmed in seconds
• Registered boleto through Cobrança Bancária v3 — payable at any bank in Brazil, the natural fit for fleets that settle monthly
• Hybrid boleto — Sicoob prints a Pix QR code on the slip, so one charge can be paid either way
• ICP-Brasil certificate authentication — the mutual TLS handshake Sicoob requires in production, issued to the member's CNPJ or CPF
• OAuth2 client_credentials against Sicoob's Keycloak, with tokens cached and renewed before they expire
• Sandbox from day one — Sicoob's published test credentials need no certificate, so the flow can be proven before onboarding finishes
• Revenue lands in the cooperative's own account — no outside processor holding it on the way