All Marketplace
Payment Gateway

Viva Wallet

European payment gateway — card payments in EUR, GBP, PLN and 20+ currencies across Europe via the Viva Wallet OAuth2 API.

The Problem

Why does this extension exist?

Viva Wallet is one of Europe's fastest-growing payment platforms, operating in 24 European countries with full PSD2 compliance. For EV operators serving European markets, Viva Wallet provides a single API to accept card payments across the eurozone, UK, and Poland — without needing a separate gateway for each country. Without this extension, operators miss a payment method that tens of millions of European drivers already use.

The Solution

What you get

  • Card payment processing across 24 European countries — Visa, Mastercard, Maestro, American Express
  • OAuth2 authentication — Client ID, Client Secret, Merchant ID, API Key, and Source Code configuration
  • Multi-currency support — EUR, GBP, PLN, CZK, HUF, RON and 20+ European currencies
  • PSD2-compliant Strong Customer Authentication (SCA) built in
  • Sandbox environment for end-to-end testing before going live
  • Real-time payment webhooks — session starts the moment card payment is confirmed
  • Per-tenant configuration — each tenant uses its own Viva Wallet merchant account and credentials
🎯 Who is this for?

CPOs and eMSPs operating in Europe who need a single, PSD2-compliant payment gateway covering the eurozone, UK, and Poland with local card network support.

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🔌 Modular by design

Enable or disable per tenant. Pay only for what you use. All marketplace integrate seamlessly.

Key Capabilities

Everything included

Pan-European Card Processing

Accept Visa, Mastercard, Maestro, and Amex across 24 European countries through a single API integration. One gateway for all your European markets.

Multi-Currency Settlement

EUR, GBP, PLN, CZK, HUF, RON, and 20+ other European currencies. Drivers pay in their local currency — you settle in yours.

PSD2 & SCA Compliance

Built-in Strong Customer Authentication for PSD2 compliance across all European markets. Reduces fraud while meeting regulatory requirements automatically.

OAuth2 Security

Standard OAuth2 flow with Client ID, Client Secret, Merchant ID, and API Key. Per-tenant credential isolation — each operator uses their own Viva Wallet account.

Real-Time Webhooks

Payment confirmation webhooks trigger session start instantly. No polling, no delays — charging begins the moment card payment is confirmed.

Sandbox Testing

Full sandbox environment from the Viva Wallet Developer Portal. Test complete card payment flows, webhooks, and multi-currency scenarios before going live.

Use Cases

See it in action

How EV operators across Europe use this extension to accept local card payments without managing multiple payment gateways.

Pan-European CPO uses one gateway for Greece, Romania, and Poland
A CPO operating in Greece, Romania, and Poland previously managed three separate payment gateways. After switching to the Viva Wallet extension, all three markets are served through a single integration. Drivers pay in EUR, RON, or PLN — settlement happens automatically in each currency.
eMSP launches in 5 new European markets in one day
An eMSP expanding from the Netherlands to Bulgaria, Hungary, Czech Republic, and Croatia enables Viva Wallet and is immediately live in all five markets. No local acquiring agreements, no new payment integrations — Viva Wallet handles cross-border acquiring.
SCA authentication reduces chargebacks by 40%
A UK-based CPO was experiencing chargebacks from card-not-present EV charging transactions. After enabling Viva Wallet with built-in SCA, disputed transactions dropped by 40% in the first quarter. PSD2 compliance is automatic — no additional configuration required.
Simulated Case Study

Greek CPO processes payments in 8 European currencies with a single integration

A Greek CPO with charging stations in Greece, Cyprus, Bulgaria, and Romania needed to accept payments in EUR, CZK, BGN, and RON. Before Viva Wallet, they used four different payment processors — each requiring separate contracts, reconciliation, and technical maintenance. After switching to the Viva Wallet extension, one integration handles all four markets. Monthly reconciliation time dropped from 2 days to 20 minutes.

8
European currencies
1
API integration needed
20 min
Monthly reconciliation
−40%
Chargebacks after SCA

Ready to accept card payments across Europe with Viva Wallet?

Talk to our team and see this extension in action with a personalised demo.